How to write Privacy Policy and Terms of Service for EU and US companies/SaaS/websites

Instead of paying lawyer firm you can check online Privacy Policy generators and free templates

The most popular free policy generator that creates a customized privacy policy from a wizard:

Another Free Privacy Policy Template for US market -

Terms of service:

Y-Combinator template for Terms of Service/Sales contract template for SaaS companies:

Terms of service of Wordpress (released under Creative Commons License) that can be edited and re-used:

Examples of SaaS contracts: